I'm thinking about attempting modding, I don't promise anything though and here is an idea for a joinable NPC....

Name:Qwen Ta'hara
Race:Half-elf
Gender:Female
Class:Fighter
Weapon:Longsword and large shield
Eye color:Brown
Age:19
Hair:Short dirty-blonde hair that goes to her mid-neck.
Alignment:Chaotic Good
~Stats~
Str:18/00
Dex:9
Con:17
Int:10
Wis:10
Cha:12

Bio: She doesn't really have a particularly angst-filled past (I get sick of angsty characters) and she isn't one to dramatize everything. She is very clumsy, which I figured would be a good offset for her high strength and she isn't very wise or intelligent so anything she says for you to do then just smile and do the complete opposite but she does have a strong sense of what is right and just. She can't stand rules or the law and always is getting herself into trouble. She also can't stand elves, which is ironic considering that she grew up around elves. She left her home without her mother's consent and now she just wants to experience adventure...let's just hope she doesn't get herself killed. She doesn't win every argument though she will try to pick on other NPCs for their faults she usually loses the argument.

~Attitudes for other NPCs (in her own words)~
Cernd:F-R-E-A-K...FREAK! What is up with all the metaphors and similies and is up with all his tree hugging and 'Balance' talk! Ugh! I prefer cities!
Nalia:Look at me! I grew up having everything I ever wanted but yet feel so sad! Boo hoo...I don't like this chick!
Jan: Oooo! His stories are too cool...sure they're lies but WHATEVER!
Aerie:Every one lets weep for Aerie! She lost her wings and now has to live like the rest of us!
Minsc:The coolest ranger ever! I mean, look at his hamster...TOO CUTE!
Jaheira:Bla Bla Bla Nag Nag Nag...does she not have a shut up lever anywhere!?
Keldorn:He's okay...(somtimes) when he is not bragging about upholding the "law". What has the law ever done for me!? Besides, I have my own rules that I play by...heh heh....oh and it really annoys me when he says "Wisdom comes with maturity." What the heck is that supposed to mean!? I'm already the wisest person in this whole party!
Edwin:Look at me! I wear red-robes! I am so cool! Look at me while I shoot a magic missle! See See! I killed a chipmunk! See my awesome power! I don't like this guy though he can be cool SOMETIMES.
Valygar:Uhh...he has some problems he needs to fix. Magic isn't all THAT bad and not all wizards want to kill you! Though, magic is useless to the skills of a beautiful fighter such as myself!
Imoen:Talks too much and she also stole my cookie! I didn't see her take it but I just know she did! I'll get her back for that, ya'll see...
Korgan:Hah hah! What a joke! What a loser! He thinks he is SO bad but I could take him on any day!
Yoshimo:He is one interesting and unusual, dude. I mean he is from another continent! TOO COOL!
Mazzy:She could lighten up a bit. Life ain't all being a paladin...or attempting to be. She might as well be a paladin...sure meets the 'boring as a stick' requirements.
Viconia:What a stupid skank. I mean, she is so mean to me! She called me a...something that's in drow and I can't pronounce but I am SURE that it is mean!
Haer' Dalis:If he calls me 'Hatchling' one more time I'm gonna take his lyre and shove it where the sun don't shine!
Anomen:Did you know that he killed twenty giants? Too cool! Except one day I am gonna totally beat that number by killing fifty giants! Can't stand all that paladin-babble he keeps spewing! Ugh! Can't stand paladins really!

Suggestions and all that is appreciated. Oh, and if anybody has any ideas for banters or anything like that then let me know either through my email or post it here or whatever.