The biggest problem I see is that (failing bags of holding) inventory space is precious, and the gold system doesn't require us to carry anything around in it. The platinum coins would have to be carried ... sounds like more of a pain than an advantage . I don't mean to be antagonistic here, but just sayin' ....
I understand your concerns, but where you guys see problems, I see an opportunity for enhanced role-playing. For example, yes, the platinum coins would take an inventory spot, but is that any different than the large number of gems already found in the game? The platinum coins will fit in a gem purse and can be stacked up to 30,000 (the in game limit). And if and when inventory slots do become a problem, you will have to decide whether to sell the platinum coins at a reduced rate to merchants for a quick buck or wait until you find a moneylender that will give you a better rate.
When talking about adding some depth and realism though, it also makes more sense. Why carry around 1000gp when you could carry 200 platinum pieces instead, save yourself a load and have more room for equipment? Of course in Baldur's Gate, carrying around 1gp weighs exactly the same as carrying 1,000,000 so realism is not really a factor there.
And I've lost my poor familiar enough times to be leery of losing all my money at some point also. If you're going to do an overhaul, keep it out of the inventory.
I wouldn't call it an overhaul really.. more like a skip and a hop. Not really trying to change the money system, because as Tempest pointed out, the gold system in the game works fine. It is more of an attempt to add flavor and realism to the game which some might find pointless, but then again, what is the point of anything? What is the point of modding? What is the point of life?
Anyways, I am not part of some Sythillian Horde, trying to impose this on the fair citizens of Amn. That is why I used words like, please and appreciate in my first post. For those of you that decide not to participate, no harm done. When your party becomes tired of carrying around all those gold coins that are rapidly losing their value, I will make sure the money lender in the Water Gardens still gives you guys a good rate for them.
Edited by Smiling Imp, 11 October 2012 - 03:07 AM.